David A. Andersen & Assoc.
Home Inspector Nashville TNInfrared Thermal Imaging Inspections |
Bellevue: NashvilleTennessee Flood
NASHVILLE – The Department of Commerce and Insurance, whose buildings have been shut down as a result of the historic flooding that has devastated Middle Tennessee, has set up an operations center to respond to the numerous calls and e-mails from the public. Tennessee’s Board for Licensing Contractors has found that unscrupulous, unlicensed contractors like to take advantage of homeowners anxious to rebuild after disasters. Be sure to hire only licensed contractors and check them out with the Board. Consumers may verify a license status by checking the website for various trades at The Department of Commerce and Insurance works to protect consumers while ensuring fair competition for industries and professionals who do business in Tennessee.
I have investigated many cases of Fraud and people that will take advantage of your situation.
Just as the termites are swarming these wet houses, there will be a flood (no pun intended) of these types of individuals come to TN along with those that actually want to help get you back on your feet.
This is the Agency that governs Licensing in TN.
Department of Commerce & Insurance Resources for Flood-hit Tennesseans
Released on Tue, May 04, 2010 - 5:51 pm under Commerce and Insurance Tennessee Emergency Management Agency
Links to Divisions, Contractors, U.S. Flood Insurance Information
People with questions about insurance should call 800-342-4029 or e-mail
People with questions about consumer issues should call 800-342-8385 or e-mail consumer.affairs@tn.gov.
People with questions related to the Regulatory Boards should e-mail reg.boards@tn.gov.
A number of Tennesseans have questions about flood insurance. Flood insurance is overseen by the Federal Emergency Management Agency (FEMA). FEMA has information on flood insurance at http://www.fema.gov/hazard/flood/info.shtm.





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May 6, 2010
THIS IS TENNESSEE
VOLUNTEERS ADD NEW CHAPTER TO STORIED HISTORY
by Brent High
On May 1st and 2nd of 2010 a historic amount of rain, as much as 17 inches, fell on middle Tennessee and the city of Nashville in less than 48 hours. Historians are using terms like “thousand year flood” to describe what took place here. The Cumberland River, Nashville’s main waterway, crested at just over 51 feet, flooding iconic structures including the Grand Ole Opry, LP Field and Bridgestone Arena where the Tennessee Titans and Nashville Predators play, Country Music Hall of Fame and the Opryland Hotel and Convention Center. The water rose so much, so fast and in places water has never been seen that thousands had to be rescued by boat. Dozens lost their lives. Thousands of homeowners lost everything they had. Thousands more are now trying to salvage what’s left. Most had no flood insurance because before May 1st they didn’t need it where they lived. Early estimates are that the damage will top $1 billion and this storm will go down as the most devastating non-hurricane event in American history.
This is Tennessee.
It’s Monday, May 3rd. The rain has stopped, finally. What happens next shouldn’t come as a surprise. Almost instinctively, after a long night of restlessness, volunteers spring into action. It’s in their blood. They’ve been trained to do so by their parents and grandparents. From Waverly to Cookeville, Winchester to Cross Plains and in the capital city of Nashville the sights and sounds are the same.
Without being asked, fishermen launch their boats into the muddy soup, joining the rescue efforts. Business owners and supervisors tell their employees to take the day off and jump in and help wherever they can. Neighbors, many of whom helped empty entire houses in brigade fashion the night before, transition into cleanup mode. Sump pumps and generators whirr. Drywall, carpet and ruined floors are ripped out. Elderly ladies gather at the church to make lunches for workers. Teenagers distribute bottled water. Pickup trucks, trailers and storage units are loaded with what could be salvaged. Photos and documents are spread out in the sun to dry. Wads of $20 bills are slid into pockets of those affected. Checks are written. Hugs are given. Prayers are said. Tears are shed.
This is Tennessee.
Almost 200 years ago Tennessee first earned the nickname “Volunteer State.” In 1812 More than 2,000 Tennesseans volunteered to fight for Andrew Jackson and were the main part of Jackson’s army that destroyed the British three years later in the Battle of New Orleans. A generation later the U. S. Secretary of War asked Tennessee for 2,800 soldiers to fight a war against Mexico. 30,000 volunteered.
This is a state where faith comes first. We don’t ask why. We know there is a reason and look forward to it being revealed. We are guided by scriptures such as Philippians 2:3-5 which says:
“Do nothing out of selfish ambition or vain conceit, but in humility consider others better than yourselves. Each of you should look not only to your own interests, but also to the interests of others. Your attitude should be the same as that of Jesus.”
Family is a focus, not an afterthought. Don’t bother trying to do business with us the week of Christmas or July 4th. We’ll be with family. When our kids have a school play we will be there. We throw big birthday parties. We teach our kids right from wrong and aren’t afraid to give them a whippin’ when they need it.
Here we say “Yes ma’am” and “No ma’am.” We try to leave a place better than we found it. We put our hand over our heart when the national anthem is played. We pull over on the side of the road when funeral processions pass on the other side.
We are savvy business people. We are farmers. We are teachers.
We drink Coke here. We like gravy with our biscuits and potatoes.
We are serious about our sports. We keep score in little league and we still have all-star teams and MVP trophies.
We are givers.
You won’t hear us wailing about where the federal government and insurance companies were in all of this. We’ll get by just fine without them.
Right now we have a lot to deal with here in our backyard. We will handle it with dignity and class. We will sacrifice for each other in ways that are unfathomable to most. We will stand together. We will stand tall. We will come out of this stronger than we were before it.
One day in the not too distant future a hurricane, tornado, fire, flood or other unspeakable disaster will strike your community. As you struggle to put the pieces back together we will be there.
We will volunteer.
We are Tennesseans.
This is Tennessee.
Brent High, 36, is a lifelong Tennessean from Nashville. He serves as Assistant Director of Athletics for External Affairs at Lipscomb University .
The Tennessee Attorney General issued a warning to Tennesseans today about the danger of price gouging following a declared disaster across Middle Tennessee.
As floodwaters recede and repairs and restoration begins, Attorney General Bob Cooper is warning that "some individuals may take advantage of the terrible acts of nature by unreasonably or excessively raising the prices they charge for goods and services that are essential and vital to the health and welfare of storm ravaged consumers," according to a news release.
“This is a time when our thoughts and prayers are rightfully with those affected by the floods and their potential aftermath,” Attorney General Bob Cooper said. “While most Tennesseans would never take advantage of anyone in this tragedy, we are prepared to enforce the law against anyone who needlessly raises prices to take advantage of our fellow Tennesseans and visitors.”
Cooper pledged to pursue price gougers "aggressively" with the help of the Tennessee Division of Consumer Affairs.
The price-gouging act specifically cites that it is illegal to set prices that are grossly in excess of the price generally charged immediately prior to the disaster.
Stay tuned to www.theleafchronicle.com for continuing updates on the effects and aftermath of the 2010 flood.
David A. Andersen
According to a news release from the governor's office Tuesday, declarations for additional Tennessee counties are expected in coming days.
The first thing that affected residents should do is call 1-800-621-FEMA or visit http://www.fema.gov.
“That will get the process going with the registration. From there, inspectors will be calling them to make an appointment to go see their damage and to make a determination based on that,” said Gracia Szczech with FEMA.
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